You work hard to make a living. We put the same hard work into preparing you for retirement. Whether you are just starting or want to kick things into a different gear and direction, we’ll help you get there.
Gone are the days when we depended on our children for small and often times disrespectful handouts, we ought to use good of our working and affirmative years to prepare for our old days.
It all starts with good planning, and it’s best to start early. The earlier you begin to save for retirement, the less of an impact it has on your disposable income now, and the more of an impact it has on your retirement income. But no matter where you are in life, you can benefit from our team’s expertise.
Life Stage Planning
Where are you on your investment journey?
Annuities
Every year, The National Social Security Fund (NSSF) pays between 800,000 to 100,000 beneficiaries but unfortunately only 5% of these will achieve financial independence after retirement.
This is attributed to lack of preparation by the beneficiaries at the time of retirement, as well as lack of knowledge on the alternative investment opportunities that can be utilized to grow and protect their life savings.
The risks associated with managing your own retirement money can be adverse, but you can transfer this risk to a third party by paying a lumpsum and retire on your own terms, navigate financial uncertainty in retirement, keep pace with the ever-rising costs, and have an income that lasts your household into your 80s 90s and 100s.
An annuity is a financial plan that promises to pay a regular stream of income for life after retirement.
It provides a regular stream of income to the retiree each year for the rest of your life. Payments may be made monthly, quarterly, tri-annually, semi-annually, or annually, in-advance at the option of the policy holder.
Annuities Provide Financial protection and ensure that income needs are continually met even after leaving mainstream employment.